Protect Who Matters Most

Nothing matters more than the safety and well-being of your loved ones. You want to make sure they live comfortable, happy lives, no matter what may happen along the way. With the proper planning, you can put your family on the path to a secure financial future, even if you're not able to provide for them. By protecting your loved ones, they'll be able to count on you - now and for years to come.

You’ve worked hard to get where you are today, so protecting your finances is the key to a secure future. If something were to happen to you, it’s critical for you and your loved ones to be able to meet your obligations and maintain your standard of living. By building a financial safety net, you can prepare for the unexpected and create a legacy your loved ones can count on.

Life Insurance

Protect the financial security of your loved ones and prepare for the future. Repay debt and education funding for children and income replacement. 

Long Term Care

Long term care can be expensive, and costs generally continue to rise. That is why it is important to plan for care before you need it. Whether you use traditional LTC insurance, life insurance with an LTC component, or some combination that matches your needs and budge, you can gain confidence in knowing you're covered. Putting a plan in place earlier in life may help you ensure that you will receive the quality of care you desire in the setting of your choice, should you need it. 

Disability Income Insurance

When you add up your income throughout your career, it will most likely be your single biggest asset. Without it, your ability to support yourself and your loved ones, as well as the future you envision, may be in jeopardy.  With so much at stake, it's important to help protect a portion of your income with disability income (DI) insurance. Even if you have group long term DI insurance through your employer, it may not be enough. Individual DI insurance may help protect more of your income if you become too sick or injured to work for an extended period of time.

Annuities

Annuities can be a powerful way to save for retirement. They are specifically designed to help you reach long-term financial goals, whether you want to put money aside for the future, generate a stream of income you can't outlive, or both. Annuities may help your savings grow faster because you don't pay income taxes on the money in your contract until you take a withdrawal. Annuities also are unique in that they can provide guaranteed lifetime income.