We have stayed away from using UTMA's. The reason is in the details:
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Matt
Physicians who use a portion of their home (for example, a spare bedroom) for business purposes may be able to deduct a portion of the expenses involved in maintaining that space.
In the moment that we learn that superficial materialism doesn’t deliver, that it always disappoints and is never enough, we are finally able to see beyond the silly game of excess and into what may be a life worth living. It’s then that we see how life is possibly about doing without rather than doing with.
Our hope is that this will give you an analytical perspective that is primarily data driven rather than the vague, more subjective opinions you typically find when consulting with Google about the best way to handle your mortgage.