A Backdoor Roth Conversion makes sense for some, but not for all. A strong financial strategy will help you know whether this tool will be of benefit to you when the time comes to make withdrawals from your retirement savings.
Healthy financial habits require discipline, intentionality, and long-term vision.
Trust and peace of mind are among most people’s top priorities.
We have stayed away from using UTMA's. The reason is in the details:
Is it worth paying a financial consultant or financial planner to invest your money in the market, or are you better off investing on your own and avoiding the management fee?