A comprehensive plan takes your past, present, and future into account, and allows you to maintain control over what you need and what you want.
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Budgeting
Financial planning can become broad and complex, but the basics are still very simple. Start there, and over time, grow your knowledge along with your wealth.
Question the motives, analyze its origin, and collaborate with thinkers that believe differently to test if you hold a logical and valid conclusion.
If you want to use pre-tax dollars to pay for dependent care expenses, maybe a Flexible Spending Account, or FSA, is the way to go.
Health insurance premiums vary from state-to-state, provider-to-provider, and person-to-person. Some plans are cost efficient and cover a wide range of services while others are expensive with limited coverage. Not only that, but changes to healthcare plans can be unpredictable, especially as you age. One option to consider is a Health Savings Account, or HSA.