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White and McGowan Blog
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White and McGowan Blog - Third Quarter 2025: Market Commentary - Make it stand out
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White and McGowan Blog - First Quarter 2025: Market Commentary - Make it stand out
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White and McGowan Blog - Fourth Quarter 2024: Market Commentary - Make it stand out
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White and McGowan Blog - Fourth Quarter 2024: Market Commentary - Make it stand out
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White and McGowan Blog - Fourth Quarter 2024: Market Commentary - Make it stand out
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White and McGowan Blog - Fourth Quarter 2024: Market Commentary - Make it stand out
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2025-01-28
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White and McGowan Blog - Third Quarter 2024: Market Commentary - Make it stand out
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White and McGowan Blog - Third Quarter 2024: Market Commentary - Make it stand out
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2024-04-29
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White and McGowan Blog - First Quarter 2024: Market Commentary - Make it stand out
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White and McGowan Blog - First Quarter 2024: Market Commentary - Make it stand out
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2024-04-29
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White and McGowan Blog - Fourth Quarter 2023: Market Commentary - Make it stand out
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White and McGowan Blog - Fourth Quarter 2023: Market Commentary - Make it stand out
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White and McGowan Blog - Fourth Quarter 2023: Market Commentary - Make it stand out
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2023-11-02
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White and McGowan Blog - Third Quarter 2023: Market Commentary - Make it stand out
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White and McGowan Blog - Third Quarter 2023: Market Commentary - Make it stand out
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2023-11-02
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White and McGowan Blog - Second Quarter 2023: Market Commentary - Make it stand out
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White and McGowan Blog - Second Quarter 2023: Market Commentary - Make it stand out
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2023-05-11
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White and McGowan Blog - First Quarter 2023: Market Commentary - Make it stand out
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White and McGowan Blog - First Quarter 2023: Market Commentary - Make it stand out
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2023-03-03
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White and McGowan Blog - Fourth Quarter 2022: Market Commentary - Make it stand out
Source: Morningstar. Past performance does not guarantee future results. All data is from sources believed to be reliable but cannot be guaranteed or warranted. Please see disclosure at the end of commentary for limitations to index performance.
https://whiteandmcgowan.com/our-thoughts/2022/11/third-quarter-2022-market-commentary
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2022-11-02
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White and McGowan Blog - Third Quarter 2022: Market Commentary - Make it stand out
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2022-07-20
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White and McGowan Blog - Second Quarter 2022: Market Commentary - Make it stand out
Source: Morningstar. Past performance does not guarantee future results. All data is from sources believed to be reliable but cannot be guaranteed or warranted. Please see disclosure at the end of commentary for limitations to index performance.
https://whiteandmcgowan.com/our-thoughts/2022/5/first-quarter-2022-market-commentary
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2022-05-13
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White and McGowan Blog - First Quarter 2022: Market Commentary - Make it stand out
Source: Morningstar. Past performance does not guarantee future results. All data is from sources believed to be reliable but cannot be guaranteed or warranted. Please see disclosure at the end of commentary for limitations to index performance.
https://whiteandmcgowan.com/our-thoughts/2021/10/second-quarter-market-commentary
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2021-10-22
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White and McGowan Blog - Second Quarter Market Commentary - Make it stand out
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2021-10-22
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2021-06-17
https://whiteandmcgowan.com/our-thoughts/2021/5/first-quarter-market-commentary
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2021-06-17
https://whiteandmcgowan.com/our-thoughts/2021/4/the-conundrum-of-value
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2021-04-01
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White and McGowan Blog - The Conundrum of Value
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White and McGowan Blog - The Conundrum of Value
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White and McGowan Blog - The Conundrum of Value
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White and McGowan Blog - The Conundrum of Value
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White and McGowan Blog - The Conundrum of Value
https://whiteandmcgowan.com/our-thoughts/2021/3/fourth-quarter-market-commentary
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2021-04-01
https://whiteandmcgowan.com/our-thoughts/q32020
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2021-04-01
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2020-09-16
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White and McGowan Blog - Buy Real estate with the Bank's Money (and earn compound interest with your own)
https://whiteandmcgowan.com/our-thoughts/2020/8/2nd-quarter-market-commentary
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2020-08-18
https://whiteandmcgowan.com/our-thoughts/cashoutrefinance
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2020-09-16
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White and McGowan Blog - Should I Consider Debt Repayment or Investing Home Equity Through A Cash Out Refinance
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White and McGowan Blog - Should I Consider Debt Repayment or Investing Home Equity Through A Cash Out Refinance
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White and McGowan Blog - Should I Consider Debt Repayment or Investing Home Equity Through A Cash Out Refinance
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White and McGowan Blog - Should I Consider Debt Repayment or Investing Home Equity Through A Cash Out Refinance
https://whiteandmcgowan.com/our-thoughts/2020/6/behavioral-finance-are-we-ruled-by-emotion
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2022-07-25
https://whiteandmcgowan.com/our-thoughts/effects-of-covid-19-on-the-economy
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2020-04-30
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White and McGowan Blog - The Effects of COVID-19 On the Economy - Zooming In and Out
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White and McGowan Blog - The Effects of COVID-19 On the Economy - Zooming In and Out
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White and McGowan Blog - The Effects of COVID-19 On the Economy - Zooming In and Out
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White and McGowan Blog - The Effects of COVID-19 On the Economy - Zooming In and Out
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White and McGowan Blog - The Effects of COVID-19 On the Economy - Zooming In and Out
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White and McGowan Blog - The Effects of COVID-19 On the Economy - Zooming In and Out
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White and McGowan Blog - The Effects of COVID-19 On the Economy - Zooming In and Out
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White and McGowan Blog - The Effects of COVID-19 On the Economy - Zooming In and Out
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White and McGowan Blog - The Effects of COVID-19 On the Economy - Zooming In and Out
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White and McGowan Blog - The Effects of COVID-19 On the Economy - Zooming In and Out
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White and McGowan Blog - The Effects of COVID-19 On the Economy - Zooming In and Out
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White and McGowan Blog - The Effects of COVID-19 On the Economy - Zooming In and Out
https://whiteandmcgowan.com/our-thoughts/2020-goals
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2020-01-08
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White and McGowan Blog - 2020 Goals
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2019-12-02
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White and McGowan Blog - Black Friday Shopping Guide
https://whiteandmcgowan.com/our-thoughts/5-important-end-of-the-year-financial-considerations
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2019-10-19
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White and McGowan Blog - 5 Important End of the Year Financial Considerations
https://whiteandmcgowan.com/our-thoughts/2019/2/5-small-practices-that-make-a-big-difference
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2019-10-08
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White and McGowan Blog - 5 Small Practices that Make a Big Difference
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2019-10-08
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White and McGowan Blog - Free from Debt: How physicians and dentists should evaluate student loan repayment
https://whiteandmcgowan.com/our-thoughts/retirement-and-the-stories-we-tell-ourselves
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2019-10-01
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White and McGowan Blog - Retirement and the Stories we Tell Ourselves
https://whiteandmcgowan.com/our-thoughts/physicianonfire-pay-down-debt-aggressively-mistake
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2019-09-19
https://whiteandmcgowan.com/our-thoughts/empathy-and-charitable-giving
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2019-09-19
https://whiteandmcgowan.com/our-thoughts/how-you-do-anything-is-how-you-do-everything
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2019-09-19
https://whiteandmcgowan.com/our-thoughts/hidden-costs
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2019-09-19
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White and McGowan Blog - Hidden Costs: major decisions are about more than money
https://whiteandmcgowan.com/our-thoughts/reimagine-retirement
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2019-09-19
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White and McGowan Blog - Reimagine Retirement
https://whiteandmcgowan.com/our-thoughts/use-your-401k-to-invest-in-real-estate
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0.5
2019-09-19
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White and McGowan Blog - Use Your 401(k) to Invest in Real Estate
https://whiteandmcgowan.com/our-thoughts/add-intimacy-to-your-budget
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2019-09-19
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White and McGowan Blog - Add Intimacy to Your Budget
https://whiteandmcgowan.com/our-thoughts/the-basics-of-employment-contract-review-part-2
monthly
0.5
2019-09-19
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White and McGowan Blog - The Basics of Employment Contract Review, Part 2
https://whiteandmcgowan.com/our-thoughts/financial-planning-is-impulse-control
monthly
0.5
2019-09-19
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White and McGowan Blog - Financial Planning is Impulse Management
https://whiteandmcgowan.com/our-thoughts/2019/5/the-basics-of-employment-contract-review-part-1
monthly
0.5
2019-09-19
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White and McGowan Blog - The Basics of Employment Contract Review, Part 1
https://whiteandmcgowan.com/our-thoughts/tax-benefits-of-real-estate-investing
monthly
0.5
2019-09-19
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White and McGowan Blog - Tax Benefits of Real Estate Investing
https://whiteandmcgowan.com/our-thoughts/investment-and-tax-questions-from-non-resident-dentists-and-physicians
monthly
0.5
2019-09-19
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White and McGowan Blog - Investment and Tax Questions from Non-Resident Dentists and Physicians
https://whiteandmcgowan.com/our-thoughts/7-habits-of-financially-successful-med-students
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0.5
2019-09-19
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White and McGowan Blog - 7 Habits of Financially Successful Residents
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White and McGowan Blog - 7 Habits of Financially Successful Residents
https://whiteandmcgowan.com/our-thoughts/how-to-respond-to-mistakes
monthly
0.5
2019-09-19
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White and McGowan Blog - How to Respond to Mistakes
https://whiteandmcgowan.com/our-thoughts/the-benefits-of-a-vacation-fund
monthly
0.5
2019-09-19
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White and McGowan Blog - The Benefits of a Vacation Fund
https://whiteandmcgowan.com/our-thoughts/2019/2/updated-sofi-partnership
monthly
0.5
2019-09-19
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White and McGowan Blog - Updated SoFi Partnership
https://whiteandmcgowan.com/our-thoughts/2019/2/ask-yourself-this-one-question
monthly
0.5
2019-09-19
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White and McGowan Blog - Avoid the Comparison Trap
https://whiteandmcgowan.com/our-thoughts/2019/2/how-to-think-for-yourself
monthly
0.5
2019-10-17
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White and McGowan Blog - How to Think for Yourself
https://whiteandmcgowan.com/our-thoughts/a-better-way-to-pay-for-dependent-care
monthly
0.5
2019-09-19
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White and McGowan Blog - A Better Way to Pay for Dependent Care
https://whiteandmcgowan.com/our-thoughts/take-the-stress-out-of-medical-expenses
monthly
0.5
2019-09-19
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White and McGowan Blog - Take the Stress Out of Medical Expenses
https://whiteandmcgowan.com/our-thoughts/a-life-worth-living
monthly
0.5
2019-09-19
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White and McGowan Blog - A Life Worth Living
https://whiteandmcgowan.com/our-thoughts/happy-new-year
monthly
0.5
2019-09-19
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White and McGowan Blog - Happy New Year
https://whiteandmcgowan.com/our-thoughts/2019-contribution-limit-increases
monthly
0.5
2019-09-19
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White and McGowan Blog - Important Contribution Limit Increases in 2019
https://whiteandmcgowan.com/our-thoughts/what-is-the-benefit-of-a-physician-mortgage
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0.5
2021-03-15
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White and McGowan Blog - What is the Benefit of a Physician Mortgage
https://whiteandmcgowan.com/our-thoughts/the-science-of-gratitude-and-happiness
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0.5
2019-09-19
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White and McGowan Blog - The Science of Gratitude and Happiness
https://whiteandmcgowan.com/our-thoughts/4-easy-ways-to-improve-your-online-presence
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0.5
2019-09-19
https://whiteandmcgowan.com/our-thoughts/money-and-marriage
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0.5
2019-09-19
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White and McGowan Blog - Money and Marriage
https://whiteandmcgowan.com/our-thoughts/2018/10/why-do-so-many-lottery-winners-go-bankrupt
monthly
0.5
2019-09-19
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White and McGowan Blog - Why Do So Many Lottery Winners Go Bankrupt?
https://whiteandmcgowan.com/our-thoughts/2018/10/1-conversation-its-time-to-have-with-your-family
monthly
0.5
2019-09-19
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White and McGowan Blog - One Conversation It's Time To Have With Your Family
https://whiteandmcgowan.com/our-thoughts/what-if-i-die-and-dont-have-a-will
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0.5
2019-09-19
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White and McGowan Blog - What if You Die and Don't Have a Will?
https://whiteandmcgowan.com/our-thoughts/2018/1/fundamental-weighted-indexing
monthly
0.5
2019-09-19
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White and McGowan Blog - A New Way to Measure the Value of a Company
https://whiteandmcgowan.com/our-thoughts/2018/10/how-to-conquer-your-fear-of-money
monthly
0.5
2019-09-19
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White and McGowan Blog - How to Conquer Your Fear of Money
https://whiteandmcgowan.com/our-thoughts/2018/9/one-little-known-tax-preparation-to-make-well-before-the-end-of-the-year
monthly
0.5
2019-09-19
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White and McGowan Blog - ONE LITTLE-KNOWN TAX STRATEGY TO LEARN BEFORE THE END OF THE YEAR
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1537542128555-NHHYCP03XKQ1VRXLSIWY/Screen+Shot+2018-09-21+at+10.01.36+AM.png
White and McGowan Blog - ONE LITTLE-KNOWN TAX STRATEGY TO LEARN BEFORE THE END OF THE YEAR
https://whiteandmcgowan.com/our-thoughts/2018/9/im-young-and-healthy-why-do-i-need-disability-insurance
monthly
0.5
2019-09-19
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White and McGowan Blog - Is Disability Insurance a Waste of Money When I'm Young?
https://whiteandmcgowan.com/our-thoughts/2018/9/never-defer-student-loans-during-residency
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0.5
2019-09-19
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White and McGowan Blog - Never Defer Student Loans During Residency
https://whiteandmcgowan.com/our-thoughts/2018/9/lessons-from-lebron
monthly
0.5
2019-10-17
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White and McGowan Blog - Charitable Giving: Lessons from LeBron
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1536163801851-4I0WDMNNKKVUHW9PCTDW/Screenshot_2018-08-02_14.45.10.jpg
White and McGowan Blog - Charitable Giving: Lessons from LeBron
https://whiteandmcgowan.com/our-thoughts/2018/8/clear-mind-clear-life
monthly
0.5
2019-09-19
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White and McGowan Blog - Clear Life, Clear Mind
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1534442979754-8OULQ4OMH6UFD5JDAGN1/hannah-busing-700476-unsplash.jpg
White and McGowan Blog - Clear Life, Clear Mind
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1534437486038-AP9ZUQCSW0EXBKCFWVS5/erda-estremera-581452-unsplash.jpg
White and McGowan Blog - Clear Life, Clear Mind
https://whiteandmcgowan.com/our-thoughts/2018/8/how-to-travel-the-world-without-spending-money
monthly
0.5
2019-09-19
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White and McGowan Blog - How To Travel The World Without Spending Money
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1534514783009-BI0IJSD3SS9YPBNSRM04/jason-zeis-328638-unsplash.jpg
White and McGowan Blog - How To Travel The World Without Spending Money
https://whiteandmcgowan.com/our-thoughts/2017/8/long-term-care-insurance
monthly
0.5
2019-10-08
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1502314385465-Y66OQYMGXYTKJBVGDA5X/long+term+care
White and McGowan Blog - The Rising Need for Long-Term Care Insurance
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1539962177099-944UKSBM4IBGD9GNEC4A/1.jpg
White and McGowan Blog - The Rising Need for Long-Term Care Insurance
https://whiteandmcgowan.com/our-thoughts/2018/4/what-matters-most
monthly
0.5
2019-09-19
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White and McGowan Blog - Prioritize Your Virtues
https://whiteandmcgowan.com/our-thoughts/2018/1/estate-planning-for-physicians
monthly
0.5
2019-10-08
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White and McGowan Blog - Estate Planning
https://whiteandmcgowan.com/our-thoughts/2017/10/value-time
monthly
0.5
2019-09-19
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White and McGowan Blog - HOW MUCH DOES TIME COST?
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1509110420798-YON2P64IY2J8Y1HZCUMA/image001.png
White and McGowan Blog - HOW MUCH DOES TIME COST?
*Note: this is a hypothetical example and is not meant to illustrate a specific product or strategy. Rate of return is not guaranteed.
https://whiteandmcgowan.com/our-thoughts/2018/3/how-to-teach-kids-about-money
monthly
0.5
2019-09-19
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1539103281166-VBRVTWMYQD3UXGQN5D1J/1.jpg
White and McGowan Blog - What We Teach Our Kids About Money
https://whiteandmcgowan.com/our-thoughts/2018/3/how-to-save-your-from-yourself
monthly
0.5
2019-09-19
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1539103442440-1EBAK2KQHW0IF9EE8KQ9/1.jpg
White and McGowan Blog - How Your Personality Affects Your Financial Strategy
https://whiteandmcgowan.com/our-thoughts/2017/8/donor-advised-funds
monthly
0.5
2019-10-08
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White and McGowan Blog - Donor-Advised Fund: Investments that Change the World
https://whiteandmcgowan.com/our-thoughts/2018/2/vision-blog
monthly
0.5
2019-09-19
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White and McGowan Blog - Joy: Our Vision for Every Client
https://whiteandmcgowan.com/our-thoughts/2018/1/how-the-new-tax-code-impacts-your-childs-education
monthly
0.5
2019-09-19
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1568899321567-X9AWJI200ZG5ZACRCZUD/Blog+By+graphics+%287%29.png
White and McGowan Blog - Let Your 529 Plan Grow - Education Expense and the New Tax Law
https://whiteandmcgowan.com/our-thoughts/2018/1/the-tax-cuts-and-jobs-act
monthly
0.5
2019-09-19
https://whiteandmcgowan.com/our-thoughts/2017/9/disability-income-insurance
monthly
0.5
2019-09-19
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1505502007047-UU4GCAK7727AZWJKABF2/disability_insurance_physicians_1.jpg
White and McGowan Blog - 11 Questions Every Doctor Should Ask about Disability Income Insurance
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1506114246482-FJ6BLJIYRPLLMI2F9I8B/disability_insurance_physicians_2.jpeg
White and McGowan Blog - 11 Questions Every Doctor Should Ask about Disability Income Insurance
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1505501064142-YX44I04PSWRNXDJ2XRUN/image-asset.jpeg
White and McGowan Blog - 11 Questions Every Doctor Should Ask about Disability Income Insurance
What type of Disability Income insurance do physicians need?
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1539103492400-QEZ147RASIY1CWOH989R/1.jpg
White and McGowan Blog - 11 Questions Every Doctor Should Ask about Disability Income Insurance
https://whiteandmcgowan.com/our-thoughts/2015/11/retirement-planning-for-physicians
monthly
0.5
2019-09-19
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White and McGowan Blog - Retirement Planning: Start with the End in Mind
This graph represents the Arithmetic mean over a 10 year period.
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1451499616043-1PNYQ0ZZPZ1RPC0U56ZP/image-asset.png
White and McGowan Blog - Retirement Planning: Start with the End in Mind
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1539962993268-PTR3OX7BZ1900Y04QVSN/Blog+By+graphics+%281%29.png
White and McGowan Blog - Retirement Planning: Start with the End in Mind
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1451499536877-3RS0OVZKV6T1R16KCTFZ/image-asset.png
White and McGowan Blog - Retirement Planning: Start with the End in Mind
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1451499564292-QTXV5ZPDVPRY2MOSCW11/image-asset.png
White and McGowan Blog - Retirement Planning: Start with the End in Mind
This graph represents the Geometric mean over a 10 year period.
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1453821255430-G1K6V2BQG3Q7VGYFDNT9/image-asset.png
White and McGowan Blog - Retirement Planning: Start with the End in Mind
Indexes are unmanaged and one cannot invest directly in an index. Past performance does not guarantee future results.
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1451499599729-C8ZPBYGQ8WX8BSCYUAW4/image-asset.png
White and McGowan Blog - Retirement Planning: Start with the End in Mind
https://whiteandmcgowan.com/our-thoughts/2017/12/happy-holidays-from-white-and-mcgowan
monthly
0.5
2019-09-19
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White and McGowan Blog - What the Season Really Means
https://whiteandmcgowan.com/our-thoughts/2017/10/how-we-value-things
monthly
0.5
2019-09-19
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White and McGowan Blog - Value In Action
https://whiteandmcgowan.com/our-thoughts/2017/8/10-ways-doctors-avoid-burnout
monthly
0.5
2019-09-19
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1539103670739-KD0NVO0C9TZEAHDU1I4P/1.jpg
White and McGowan Blog - 10 Ways to Avoid Burnout
https://whiteandmcgowan.com/our-thoughts/2017/9/better-time-management
monthly
0.5
2019-09-19
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White and McGowan Blog - 6 Basic Steps for Better Time Management (and a better life)
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1507732879634-9DH327SD5TC92T7U8ZKD/image-asset.jpeg
White and McGowan Blog - 6 Basic Steps for Better Time Management (and a better life)
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1507217116817-08UJQN9YYSMPNI47XMRX/image-asset.jpeg
White and McGowan Blog - 6 Basic Steps for Better Time Management (and a better life)
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1506715827340-184Y72W3JDH0STN4I3QV/image-asset.jpeg
White and McGowan Blog - 6 Basic Steps for Better Time Management (and a better life)
https://whiteandmcgowan.com/our-thoughts/2016/12/the-5-year-529-plan
monthly
0.5
2019-10-08
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White and McGowan Blog - The 5-Year 529 Plan
https://whiteandmcgowan.com/our-thoughts/2017/9/easy-ways-to-improve-your-credit
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Factor Premia Source: Morningstar Direct and DFA Returns 2.0 as of 12/31/2015. Factor premiums are approximated by subtracting the monthly return of the One-Month Treasury Bill Index from the Barclays U.S. Treasury Index for Maturity and the One-Month Treasury Bills from the Barclays U.S. Credit Baa Index for Credit. For additional information about indexes, please see disclosure in back labeled Index Disclosure. Please see disclosure at the end of presentation for additional information. This piece is for conceptual understanding of factors only and does not reflect actual factor implementation. Mutual funds and ETFs chosen may not use these factor formulations.
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Investment Strategies
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Investment Strategies
Factor Premia Source: Market, Size and Momentum are proxied by the Fama/French Market minus Risk Free, Small minus Big, and Momentum factors from Kenneth French Data Library. Value and quality are proxied by the High minus Low (Devil in Details) factor and Quality minus Junk factor from AQR data library. Please note that different de nitions of the factor premiums may lead to different average return numbers. This piece is for conceptual understanding of factors only and does not reflect actual factor implementation. Mutual funds and ETFs chosen may not use these factor formulations. Numbers are annualized from 7/1957 through 12/2015 and reflect U.S. markets only. Please see disclosure for additional information.
https://images.squarespace-cdn.com/content/v1/554d731ae4b0ae4f5d8b9dde/1591761675934-WP4CLMX943GRDPD51ROA/investor+behavior
Investment Strategies
*As indicated by equity mutual fund ows from 2001 – 2016. Positive and negative fund ows are estimated net ows of U.S. Equity and International Equity funds excluding money market and funds of funds as calculated by Morningstar. The chart is for informational purposes only and is not an all inclusive formula for security selection. For additional information regarding this chart and index performance please see disclosure on the following page.
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